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Interest Rates for Home Loans are very LOW! You need to get Pre-Approved to see how much house you can afford. I have partnered with Wells Fargo to offer you a FREE Pre-Approval. Click below and then click on

 
 
to fill out the application, under "who were you referred by?" make sure you click Real Estate Agent and referred by Pete Elsner.


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TICK-TOCK! Time is running out on the free tax credit money. The $8,000 First-Time Buyer Tax Credit and the $6,500 Move-Up/Repeat Home Buyer Tax Credit are good for sales contracts written by April 30th, and the closing date must take place by June 30th. Here are some FAQ’s on the Move-Up/Repeat Home Buyer: 1. Defined as someone that has owned their current primary residence for at least 5 consecutive years prior to the purchase date. 2. New purchase does NOT have to be for a more expensive home. Must be for a new Principal residence only. 3. Amount is equal to 10% of the purchase price to a maximum of $6,500. 4. Income limits apply. Single income limit $125,000, Married filing jointly income limit is $225,000. Tax credit has a phase-out for incomes greater than these limits. 5. Tax credit is received when filing your Tax Return, Form 5405. Must submit with copy of HUD-1 as proof of purchase. 6. Does not apply if purchasing from any family member. Here are some FAQ’s on the First-Time Home Buyer: 7. Defined as someone that has NOT owned a primary residence for at least 3 consecutive years prior to the purchase date. 8. Must be for a new Principal residence only. 9. Amount is equal to 10% of the purchase price to a maximum of $8,000. 10. Income limits apply. Single income limit $125,000, Married filing jointly income limit is $225,000. Tax credit has a phase-out for incomes greater than these limits. 11. Tax credit is received when filing your Tax Return, Form 5405. Must submit with copy of HUD-1 as proof of purchase. 12. Does not apply if purchasing from any family member. Please let me know if you have any questions, and I look forward to working with you!!

7/25/09  Congratulations to Mike & Donna!!!!

They just closed on a nice brick ranch in South County.  They found my website and contacted me about seeing a few homes.  They hired me a their Buyer's Agent after we met,(At no cost to them!),  I helped them negotiate a great price, helped set inspections, financing, title and closing on this great home.  I think they will be happy here for many years!  If you would like my help feel free to call or e-mail anytime!  Pete.

P.S.  Time is running out on the $8000 tax credit!  Don't miss the bus!


 

 
 

 

You can now search the St. Louis MLS! If you REGISTER, you can SAVE your home searches, get new listing alerts and more!
You can now search the MLS for homes in St. Louis on our website! Yes, you can search for homes in St. Louis on the MLS just like a Realtor! You can search for homes in St. Louis, St. Louis City, or all over Missouri for that matter! You can even save your St. Louis MLS home searches when you register. If you live in St. Louis or are relocating to St. Louis, you have come to the best site for finding a home in St. Louis. Feel free to register for our St. Louis MLS home finder service. When you decide you need an agent in St. Louis, to help you find a home or even to sell a home in St. Louis, give Pete Elsner a call or send an e-mail, he will give you the professional service you deserve.

 


 
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